Mintz Law Firm
Denver Workers' Compensation Lawyer
Employees should be able to be safe at their place of employment and work in a hazard-free environment. Unfortunately, accidents still happen, injuring millions and killing thousands each year. In 2019 alone, the United States Bureau of Labor reported that there were 5,333 fatal work injuries, a number that increases almost every year. In that same year, there were 2.8 million nonfatal injuries.
Most Denver workers are entitled to workers’ compensation benefits for a work-related injury or illness but obtaining funds may be difficult. If you have been injured on the job in Colorado, reach out to the Mintz Law Firm. Our workers’ compensation attorneys will work to obtain the benefits you deserve.
Workers’ Compensation Laws in Colorado
Workers’ compensation laws protect employees when they sustain injuries or an illness on the job as a result of their work duties. All Colorado businesses must have workers’ compensation insurance and maintain it at all times, regardless of how many full-time or part-time employees they have. Businesses can purchase insurance from an agency, much like how they would purchase auto insurance. Employers cannot pass the cost of workers’ compensation to employees. Failure to carry insurance may result in hefty fines.
Common Causes of Workplace Accidents in Denver
Numerous factors can cause workplace accidents, ranging from a slippery floor to mishandling of hazardous materials, and several variables can contribute to or influence an accident. Some of the most common causes of workplace accidents in Denver include:
- Lifting: Employees are prone to sprains, strains, or tears when lifting heavy objects.
- Auto Accidents: For many employees, driving is part of their job. If you are injured in an auto accident while driving for work, even if you received the ticket for the accident, you may be eligible for workers’ compensation benefits.
- Poor lighting: Inadequate lighting accounts for numerous workplace accidents every year.
- Falls: Slick corridors, floors, and highly trafficked areas can cause an employee to slip or trip and fall. Falls from height, such as from scaffolding or on construction sites, can also lead to serious injuries.
- Hazardous materials: Improperly handling hazardous materials or not wearing personal protective equipment (PPE) can cause burns or other severe injuries.
Ultimately, any harm you sustain at work may be eligible for workers’ compensation benefits and because workers’ compensation is considered a “no-fault” system, you do not have to prove that your injury was caused by the negligence of someone else in order to receive worker’s compensation benefits. If you are unsure or have questions, contact an attorney.
What to Do after a Denver Workplace Injury
There are several things you should do following a workplace injury. You must report the injury as soon as possible. You must notify your employer within four days of the injury in writing. Waiting may jeopardize your workers’ compensation case. Your employer must then notify the insurance company within ten days of learning about the incident. The insurer will then assess the workers’ compensation claim and either deny or approve it.
Photographing the injury and accident scene may help your case, as well. You should also keep notes on everything you said when reporting the injury and everything your employer did in response. Keep track of any witnesses and ask them if they saw anything that could have contributed to the accident.
Once you report the injury, you should seek medical care. The employer determines which clinics are authorized to treat its injured workers. Even if you feel physically fine or show no external injuries, you do not want to risk complications later and miss out on financial compensation. Remember, you have the right for a doctor of your choosing to examine you, in addition to the one your company provides, but the employer or insurance carrier does not have to pay for that examination. However, if your employer does not direct you to an authorized medical provider, then it may lose the right to select who treats you. You should never delay medical assistance.
Types of Benefits Under Workers’ Compensation in Colorado
In general, workers’ compensation insurance covers the medical expenses for your injury. These bills can include surgeries, doctor’s visits, medications, physical therapy, and other necessary medical equipment and procedures. Additionally, laws require employers to provide financial relief to injured employees who have missed more than three days of work due to their injuries.
Under Colorado’s workers’ compensation system, you may receive one of four disability benefits depending on your injuries.
Permanent Total Disability (PTD)
You might qualify for PTD if your workplace illness or injury make you unable to earn any wage at any job. You can receive two-thirds of your average weekly wage for the rest of your life.
Permanent Partial Disability (PPD)
If you permanently lose the function of a body part or system, you might qualify for PPD. Under PPD, accident victims receive benefits in proportion to their disability. For example, you may receive more funds for a spinal cord injury than you would for a broken arm.
Temporary Total Disability (TTD)
If your injury or illness is only temporary disabling and you cannot receive wages, you might qualify for TTD after missing work for three consecutive days. TTD will provide you with up to two-thirds of your average weekly wage as payment every two weeks.
Temporary Partial Disability (TPD)
You may qualify for TPD when your injury or illness temporarily disables you, but you can return to work with a modified schedule, duties, and wages.
Speak to an Experienced Workers’ Compensation Attorney in Denver
Too many accident victims do not report their workplace injuries out of fear of their company terminating them. However, Colorado makes it illegal to do this. At the Mintz Law Firm, our workers’ compensation attorneys in Denver can help you obtain the medical care, lost wage benefits, and permanent disability benefits you are entitled to. We will fight and negotiate on your behalf to ensure you receive a fair settlement.
Let us help you get back on your feet. Call (303) 462-2999 or complete our online contact form to schedule a free consultation.