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Legally Reviewed by Eric C. Staton, Esq. Understanding Federal Coverage Rules After a Bus Crash Key Takeaways: Federal law under 49 CFR 387.33 sets tiered minimum liability coverage for for-hire passenger carriers based on seating capacity, with larger buses requiring higher minimums. This federal floor is a starting point, not a cap, many carriers hold…
Legally Reviewed by Eric C. Staton, Esq. Understanding Your Rights as a Helmetless Rider in Denver Key Takeaways: Denver riders can recover damages after a motorcycle crash without a helmet because Colorado law does not treat helmet non-use as negligence. Colorado doesn’t require adult riders to wear helmets, and courts generally exclude evidence of helmet…
Legally Reviewed by Eric C. Staton, Esq. Understanding Your Safety Net After a Crash With an Uninsured Driver Key Takeaways: In Lakewood, Colorado, uninsured motorist (UM/UIM) coverage pays for bodily injury losses, medical bills, lost income, and pain and suffering, when the at-fault driver is uninsured, underinsured, or flees the scene. It places you roughly…
Legally Reviewed by Eric C. Staton, Esq. Getting hit by an uninsured driver in Lakewood, Colorado, can leave you facing mounting medical bills, lost wages, and vehicle damage with no clear path to recovery. Because Colorado does not require drivers to carry uninsured motorist (UM) coverage, many accident victims discover too late that the at-fault…
Legally Reviewed by Eric C. Staton, Esq. A single workplace accident can leave a Colorado worker facing medical bills and lost income within days, long before any lawsuit or hearing takes place. Fortunately, state law answers this problem directly. If a business has even one employee, it must carry workers’ compensation insurance, and that coverage…
Legally Reviewed by Eric C. Staton, Esq. A weekend trip to the mountains or a night at a Denver hotel should not end with an unexpected trip to the emergency room. When a hotel fails to fix a hazard it knew about, such as a broken stair rail, a leaking ceiling, or a poorly lit…
Legally Reviewed by Eric C. Staton, Esq. A pothole swallowing a tire on I-70 or a crumbling curb outside a municipal building can leave you with more than a flat tire or a twisted ankle. When the party responsible for that dangerous condition is a city, county, or state agency, the path to compensation looks…
Legally Reviewed by Eric C. Staton, Esq. If a friend invites you onto their land to hike, fish, or camp, and you get hurt because of a hazard you never saw coming, who is responsible? Colorado has a specific law that shapes the answer, and it often surprises people who assumed a landowner is…
Legally Reviewed by Eric C. Staton, Esq. Can a bad week at work really turn into a legal case? For many Colorado workers, ongoing mental strain from an unusually dangerous job, a traumatic incident on site, or an injury that spirals into depression is very real, and it can be just as disabling as a…
Legally Reviewed by Eric C. Staton, Esq. Colorado’s rideshare boom has made getting around Denver, Boulder, and the surrounding metro area easier than ever, but it has also created new risks for the pedestrians sharing the same streets and pickup zones. A driver glancing at a phone for a passenger’s exact location, a quick U-turn…