Can You File an Accident Claim with No Police Report in Colorado?

a man inspects a dent in his car

People may think that reporting an accident is unnecessary, but a police report can be beneficial when filing for personal injury and an auto accident claim. At times, minor accidents and incidents occur without contacting law enforcement or filing a police report. Suppose your car was hardly damaged or in a minor accident. In that…

Read More

Can a Person’s Insurance Carrier Increase Their Rates If They Make a MedPay/UM/UIM Claim?

a woman talks on the phone as a man inspects his car in the background

Getting into a car accident is a jarring and stressful experience. An accident can be even more challenging to deal with if the other driver is uninsured or if you were at fault for the accident. Fortunately, Colorado has insurance coverage options such as MedPay, Uninsured Motorist (UM), and Underinsured Motorist (UIM) that can cover…

Read More

5 Common Reasons Insurance Companies Deny Colorado Accident Claims

lawyers hands hover over a paper

Filing a claim with an insurance company after an accident should be smooth and straightforward. When the injuries you sustained in an accident are due to someone’s negligence, filing a claim is your way of recovering financial compensation to help you recover and return to your daily life. Unfortunately, filing a claim to recover damages…

Read More

Colorado Ranked among the Top 5 Worst States for Drivers

a skyline in the sunset

Each of the fifty states is vastly different. This means that each state has its own unique characteristics that make it a suitable or unsuitable place for drivers. To determine which states are the worst and best for drivers, Bankrate analyzed diverse datasets covering safety, driving quality, and weather in each state. The study found…

Read More

Will Making a Claim for Uninsured Motorists Raise My Insurance Rates?

a man signs a form in front of two crashed cars

When a person is in an accident that isn’t their fault and they sustain damages or injuries, they understandably want financial compensation to make up for the losses they sustained. However, when the at-fault driver is uninsured or doesn’t have enough insurance coverage for the damages, it may become more complicated to recover compensation. Accidents…

Read More

Will My Car Insurance Rate Increase if I Use Med-Pay in Colorado?

a mangled car sits in the foreground with another mangled car in the background

After a car accident where you’ve sustained injuries, the priority is your health. Once you are stabilized and recovering from any injuries, you can focus on paying for the medical expenses related to your accident. In most cases, some form of insurance will pay for the medical bills. Medical payments coverage (Med-Pay) provides reasonable medical…

Read More

Getting a Police Report after a Car Crash and Why You Should Get One (Part 2)

a police report for a car crash

Victims can be left with life-altering injuries and losses when a car crash occurs. Each year, there are over six million car accidents that are reported in the United States. After a car accident, there are steps that the drivers and passengers involved should take to ensure their safety and well-being regarding their claim. Mintz…

Read More

Getting a Police Report after a Car Crash and Why You Should Get One (Part 1)

a police report cartoon rendering

A car accident can happen in the blink of an eye, leaving victims with life-altering injuries. Car accident victims are often left feeling disoriented and overwhelmed as they try to adjust to what has occurred after a crash. While the moments following the accident may be hazy, there are important steps every car accident victim…

Read More

Should You Give Recorded Statements to Insurance Adjusters?

insurance claim form

The aftermath of a car accident can be extremely overwhelming. Not only are the shock and trauma of the accident hard to navigate, but you’ll likely start to be contacted by a variety of parties, such as insurance company representatives and bill collectors. The representative from the insurance company that contacts you is referred to…

Read More

How Can You Tell if You Suffered a Concussion after a Colorado Accident?

a girl in a soccer uniform holds her head in pain

After any kind of motor vehicle accident, it’s essential to see a medical professional. Even if you don’t have any obvious injuries or pain, it’s still important to seek medical attention, as many conditions can have a delayed onset. One such injury is a concussion. A concussion is one kind of traumatic brain injury that…

Read More